HomeMy WebLinkAboutResolution No. 257-16 - Northgate Plaza.BondFinancingCITY OF ROCHESTER
COUNTY OF OLMSTED
STATE OF MINNESOTA
RESOLUTION NO.
AUTHORIZING THE ISSUANCE, SALE, AND DELIVERY OF ITS
MULTIFAMILY HOUSING REVENUE NOTE RELATING TO THE
NORTHGATE APARTMENTS PROJECT; ADOPTING A HOUSING
PROGRAM PURSUANT TO MINNESOTA STATUTES, CHAPTER 462C;
APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND
DELIVERY OF THE NOTE AND RELATED DOCUMENTS; PROVIDING FOR
THE SECURITY, RIGHTS, AND REMEDIES WITH RESPECT TO THE NOTE;
AND GRANTING APPROVAL FOR CERTAIN OTHER ACTIONS WITH
RESPECT THERETO
WHEREAS, the City of Rochester, Minnesota (the "City"), is a home rule charter city duly
organized and existing under its Charter and the Constitution and laws of the State of Minnesota; and
WHEREAS, pursuant to Minnesota Statutes, Chapter 462C, as amended (the "Act"), the City is
authorized to carry out the public purposes described in the Act by issuing revenue bonds or other
obligations to finance or refinance multifamily housing developments located within the City, and as a
condition to the issuance of such revenue bonds, adopt a housing program providing the information
required by Section 462C.03, subdivision la, of the Act; and
WHEREAS, in the issuance of the City's revenue note and in the making of a loan to finance a
multifamily housing development the City may exercise, within its corporate limits, any of the powers
that the Minnesota Housing Finance Agency may exercise under Minnesota Statutes, Chapter 462A, as
amended, without limitation under the provisions of Minnesota Statutes, Chapter 475, as amended; and
WHEREAS, New Northgate Plaza Limited Partnership, a Minnesota limited partnership
(the `Borrower"), has requested that the City issue its revenue note, in one or more series, under the Act
and lend the proceeds thereof to the Borrower to finance the following: (i) the acquisition, rehabilitation
and equipping of an approximately 151-unit multifamily rental housing development and functionally
related facilities located at 902 11' Avenue NW in the City (the "Project"); (11) certain costs of issuance
and other costs related to the issuance of the Note; and (iii) capitalized interest and certain reserves; and
WHEREAS, the City has prepared a housing program (the "Housing Program" or "Program") to
authorize the issuance by the City of one or more revenue notes in the maximum principal amount of
$14,500,000 to finance the acquisition, construction, and equipping of the Project; and
WHEREAS, a notice of public hearing (the "Public Notice") was published in the Rochester Post
Bulletin, the official newspaper and a newspaper of general circulation in the City, with respect to: (i) the
required public hearing under Section 147(f) of the Internal Revenue Code of 1986, as amended (the
"Code"); (11) the required public hearing under Section 462C.04, subdivision 2, of the Act; (iii) the
Housing Program; and (iv) approval of the issuance of the Note, as hereinafter defined; and
WHEREAS, the Public Notice was published at least 15 days before the regularly scheduled
meeting of the Common Council of the City (the "Common Council"), and on May 16, 2016, the
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Common Council conducted a public hearing at which a reasonable opportunity was provided for
interested individuals to express their views, both orally and in writing; and
WHEREAS, on April 18, 2016, the Common Council adopted Resolution No 143-16 (the
"Preliminary Resolution") under the terms of which the City: (1) granted preliminary approval to the
issuance of multifamily housing revenue obligations under the terms of the Act to finance the Project; (ii)
authorized the submission of an application to the Minnesota Department of Management and Budget
("MMB") for an allocation of bonding authority under Minnesota Statutes, Chapter 474A, as amended
(the "Allocation Act"), in a principal amount not to exceed $14,500,000; and (iii) acknowledged the
preparation of the Housing Program in accordance with the requirements of the Act; and
WHEREAS, the Preliminary Resolution constitutes a reimbursement resolution and an official
intent of the City to reimburse expenditures with respect to the Project from the proceeds of tax-exempt
revenue bonds in accordance with the provisions of Treasury Regulations, Section 1.150-2; and
WHEREAS, the Borrower has requested that the City issue, sell, and deliver its Multifamily
Mortgage Revenue Note (Northgate Apartments Project), Series 2016, in an original aggregate principal
amount not to exceed 514,500,000; and
WHEREAS, the proceeds derived from the sale of the Note will be loaned by the City to the
Borrower pursuant to the terms of a Project Loan Agreement, dated on or after June 1, 2016 by and
among the Borrower, the City and U.S. Bank National Association (the "Fiscal Agent"), whereby the City
will apply the proceeds derived from the sale of the Note to fund a loan to the Borrower (the "Project
Loan Agreement"); and
WHEREAS, as further security for the repayment of principal and interest on the Note, the
Borrower will execute a Multifamily Mortgage, Assignment of Rents, Security Agreement, and Fixture
Financing Statement, dated on or after June 1, 2016 (the "Mortgage") for the benefit of the City, which
will be assigned by the City to the Fiscal Agent pursuant to an Assignment of Security Instrument, dated
on or after June 1, 2016 (the "Assignment of Security Instrument"); and
WHEREAS, the Note will be issued to and purchased by JLL Capital Markets (the "Funding
Lender") and the City will assign its interest in the Project Loan Agreement to the Funding Lender
pursuant to a Funding Loan Agreement, dated on or after June 1, 2016, by and among the City, the Fiscal
Agent and the Funding Lender (the "Funding Loan Agreement"); and
WHEREAS, the Note will be issued pursuant to this resolution and the Note and the interest on
the Note: (i) shall be payable solely from the revenues pledged therefor under the Project Loan
Agreement, the Funding Loan Agreement and the Mortgage; (ii) shall not constitute a debt of the City
within the meaning of any constitutional or statutory limitation; (iii) shall not constitute nor give rise to a
pecuniary liability of the City or a charge against its general credit or taxing powers; (iv) shall not
constitute a charge, lien, or encumbrance, legal or equitable, upon any property of the City other than the
City's interest in the Project Loan Agreement; and (v) shall not constitute a general or moral obligation of
the City; and
NOW, THEREFORE, BE IT RESOLVED BY THE COMMON COUNCIL OF THE CITY OF
ROCHESTER, MINNESOTA, AS FOLLOWS:
1. The City acknowledges, finds, determines, and declares that the issuance of the Note is
authorized by the Act and is consistent with the purposes of the Act and that the issuance of the Note, and
the other actions of the City under the Funding Loan Agreement, the Project Loan Agreement, and this
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resolution constitute a public purpose and are in the interests of the City. The Project constitutes a
"qualified residential rental project" within the meaning of Section 142(d) of the Code, and a
"multifamily housing development" authorized by the Act, and furthers the purposes of the Act. In
authorizing the issuance of the Note for the financing of the Project and the related costs, the City's
purpose is and the effect thereof will be to promote the public welfare of the City and its residents by
providing or preserving affordable multifamily housing developments for low or moderate income
residents of the City and otherwise furthering the purposes and policies of the Act.
2. The Housing Program is hereby adopted, ratified, and approved in all respects without
amendment. The preparation of the Housing Program is hereby ratified, confirmed, and approved. The
City Clerk is hereby authorized to do all other things and take all other actions as may be necessary or
appropriate to carry out the Housing Program in accordance with the Act and any other applicable laws
and regulations.
3. For the purposes set forth above, there is hereby authorized the issuance, sale, and
delivery of the Note in one or more series in the maximum aggregate principal amount not to exceed
$14,500,000. The Note shall bear interest at the rates, shall be designated, shall be numbered, shall be
dated, shall mature, shall be in the aggregate principal amount, shall be subject to redemption prior to
maturity, shall be in such form, and shall have such other terms, details, and provisions as are prescribed
in the Funding Loan Agreement, in substantially the form now on file with the City, with necessary and
appropriate variations, omissions, and insertions (including changes to the aggregate principal amount of
the Note, the stated maturity of the Note, the interest rates on the Note and the terms of redemption of the
Note) as are approved as evidence by the execution thereof as provided in Section 9. The City hereby
authorizes the Note to be issued, in whole or in part, as "tax-exempt bonds," the interest on which is
excludable from gross income for federal and State of Minnesota income tax purposes or as taxable
bonds. The Note shall be a special, limited obligation of the City payable solely from the revenues
provided by the Borrower pursuant to the Project Loan Agreement and other funds pledged pursuant to
the Mortgage and the Funding Loan Agreement; the City does not pledge its general credit or taxing
powers or any funds of the City to the payment of the Note.
All of the provisions of the Note, when executed as authorized herein, shall be deemed to be a
part of this resolution as fully and to the same extent as if incorporated verbatim herein and shall be in full
force and effect from the date of execution and delivery thereof.
4. The Note shall be sold to the Funding Lender under the terms and conditions of the
Funding Loan Agreement and the proceeds derived from the sale of the Note shall be loaned to the
Borrower in accordance with the terms and conditions of the Project Loan Agreement. The Borrower
shall apply the proceeds of the Loan made pursuant to the terms and conditions of the Project Loan
Agreement to the payment of a portion of the capital costs of the Project and related costs. The Loan
repayments to be made by the Borrower under the Project Loan Agreement are to be fixed so as to
produce revenues sufficient to pay the principal of, premium, if any, and interest on the Note when due.
5. The Common Council hereby provides that the Funding Loan Agreement shall provide
the terms and conditions, covenants, rights, obligations, duties, and agreements of the owners of the Note
and the City as set forth therein.
All of the provisions of the Funding Loan Agreement, when executed as authorized herein, shall
be deemed to be a part of this resolution as fully and to the same extent as if incorporated verbatim herein
and shall be in full force and effect from the date of execution and delivery thereof.
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6. All of the provisions of the Project Loan Agreement, when executed and delivered as
authorized herein, shall be deemed to be a part of this resolution as fully and to the same extent as if
incorporated verbatim herein and shall be in full force and effect from the date of execution and delivery
thereof.
7. To ensure compliance with certain rental and occupancy restrictions imposed by the Act
and Section 142(d) of the Code and to ensure compliance with certain restrictions imposed by the City,
the Mayor and City Clerk are also hereby authorized and directed to execute and deliver a Regulatory
Agreement, dated on or after June 1, 2016 (the "Regulatory Agreement"), among the City, the Borrower,
and the Fiscal Agent.
8. The Note shall not constitute general or moral obligations of the City but shall be a
special, limited revenue obligation of the City payable solely from the revenues provided by the Borrower
under the terms of the Funding Loan Agreement and the Project Loan Agreement and from the revenues
and security pledged, assigned, and granted under the terms of this resolution, the Note, the Funding Loan
Agreement and the Project Loan Agreement, and any other security documents provided by the Borrower
or any other party to secure the timely payment of the principal of, premium, if any, and interest on the
Note. As provided in the Funding Loan Agreement and the Project Loan Agreement, the Note shall not
be payable from nor charged upon any funds other than the revenues pledged to their payment, nor shall
the City be subject to any liability thereon, except as otherwise provided in this paragraph. No holder of
the Note shall ever have the right to compel any exercise by the City of any taxing powers of the City to
pay the Note or the interest or premium thereon, or to enforce payment thereof against any property of the
City except the interests of the City in the Project Loan Agreement and the revenues and assets
thereunder, which will be assigned to the Fiscal Agent under the terms the Funding Loan Agreement.
The proceeds of the Note shall be disbursed pursuant to the terms of the Funding Loan Agreement and the
Project Loan Agreement.
9. The Mayor and the City Clerk (the "City Officials") are hereby authorized and directed to
execute and deliver the Funding Loan Agreement, the Project Loan Agreement, the Note, the Regulatory
Agreement, the Assignment of Security Instrument, any consents or such other documents as are
necessary or appropriate in connection with the issuance, sale, and delivery of the Note, including various
certificates of the City, the Information Return for Tax -Exempt Private Activity Bond Issues, Form 8038,
a letter prepared in accordance with Section 42(m)(2)(D) of the Code evidencing the determination of the
City, as the issuer of the Notes, based on conclusions of a third party analyst, that the amount of tax
credits to be allocated to the Project will not exceed the amount necessary for the financial feasibility of
the Project and its viability as a qualified low-income housing project, a certificate as to arbitrage and
rebate and similar documents (collectively, the "Financing Documents"). All of the provisions of the
Financing Documents, when executed and delivered as authorized herein, shall be deemed to be a part of
this resolution as fully and to the same extent as if incorporated verbatim herein and shall be in full force
and effect from the date of execution and delivery thereof. The Financing Documents shall be
substantially in the forms on file with the City which are hereby approved, with such necessary and
appropriate variations, omissions, and insertions as are approved by bond counsel to the City, as do not
materially adversely change the substance thereof with respect to the City, and as the City Officials, in
their discretion, shall determine, and the execution thereof by the City Officials shall be conclusive
evidence of such determinations.
10. The City hereby authorizes Kennedy & Graven, Chartered, as bond counsel, to prepare,
execute, and deliver its approving legal opinions with respect to the Note.
11. The United States Department of the Treasury has promulgated regulations governing the
use of the proceeds of tax-exempt bonds, all or a portion of which are to be used to reimburse the City or
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the Borrower for project expenditures paid prior to the date of issuance of such bonds. Those regulations
(Treasury Regulations, Section 1.150-2) (the "Regulations") require that the City adopt a statement of
official intent to reimburse an original expenditure not later than 60 days after payment of the original
expenditure. The Regulations also generally require that the bonds be issued and the reimbursement
allocation made from the proceeds of the bonds occur within 18 months after the later of. (i) the date the
expenditure is paid; or (ii) the date the project is placed in service or abandoned, but in no event more
than 3 years after the date the expenditure is paid. The Regulations generally permit reimbursement of
capital expenditures and costs of issuance of the bonds.
To the extent any portion of the proceeds of the Note will be applied to expenditures with respect
to the Project, the City reasonably expects to reimburse the Borrower for the expenditures made for costs
of the Project from the proceeds of the Note after the date of payment of all or a portion of such
expenditures. All reimbursed expenditures shall be capital expenditures, a cost of issuance of the Note, or
other expenditures eligible for reimbursement under Section 1.150-2(d)(3) of the Regulations and also
qualifying expenditures under the Act.
Based on representations by the Borrower, other than (i) expenditures to be paid or reimbursed
from sources other than the Note, (ii) expenditures permitted to be reimbursed under prior regulations
pursuant to the transitional provision contained in Section 1.150-20)(2)(i)(B) of the Regulations, (iii)
expenditures constituting preliminary expenditures within the meaning of Section 1.150-2(f)(2) of the
Regulations, or (iv) expenditures in a "de minimus" amount (as defined in Section 1.150-2(f)(1) of the
Regulations), no expenditures with respect to the Project to be reimbursed with the proceeds of the Note
have been made by the Borrower more than 60 days before the date of adoption of this resolution of the
City.
Based on representations by the Borrower, as of the date hereof, there are no funds of the
Borrower reserved, allocated on a long term -basis or otherwise set aside (or reasonably expected to be
reserved, allocated on a long-term basis or otherwise set aside) to provide permanent financing for the
expenditures related to the Project to be financed from proceeds of the Note, other than pursuant to the
issuance of the Note. This resolution, therefore, is determined to be consistent with the budgetary and
financial circumstances of the Borrower as they exist or are reasonably foreseeable on the date hereof.
12. Except as otherwise provided in this resolution, all rights, powers, and privileges
conferred and duties and liabilities imposed upon the City or the Common Council by the provisions of
this resolution or of the aforementioned documents shall be exercised or performed by the City or by such
members of the Common Council, or such officers, board, body or agency thereof as may be required or
authorized by law to exercise such powers and to perform such duties.
No covenant, stipulation, obligation or agreement herein contained or contained in the
aforementioned documents shall be deemed to be a covenant, stipulation, obligation or agreement of any
member of the Common Council, or any officer, agent or employee of the City in that person's individual
capacity, and neither the Common Council nor any officer or employee executing the Note shall be
personally liable on the Note or be subject to any personal liability or accountability by reason of the
issuance thereof.
No provision, covenant or agreement contained in the aforementioned documents, the Note, or in
any other document relating to the Note, and no obligation therein or herein imposed upon the City or the
breach thereof, shall constitute or give rise to a general or moral obligation of the City or any pecuniary
liability of the City or any charge upon its general credit or taxing powers. In making the agreements,
provisions, covenants, and representations set forth in such documents, the City has not obligated itself to
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pay or remit any funds or revenues, other than funds and revenues derived from the Project Loan
Agreement which are to be applied to the payment of the Note, as provided therein.
13. Except as herein otherwise expressly provided, nothing in this resolution or in the
aforementioned documents expressed or implied, is intended or shall be construed to confer upon any
person or firm or corporation, other than the City, any holder of the Note issued under the provisions of
this resolution, any right, remedy or claim, legal or equitable, under and by reason of this resolution or
any provisions hereof, this resolution, the aforementioned documents, and all of their provisions being
intended to be and being for the sole and exclusive benefit of the City, and any holder from time to time
of the Note issued under the provisions of this resolution.
14. In case any one or more of the provisions of this resolution, other than the provisions
contained in the first sentence of Section 4, or of the aforementioned documents, or of the Note issued
hereunder shall for any reason be held to be illegal or invalid, such illegality or invalidity shall not affect
any other provision of this resolution, or of the aforementioned documents, or of the Note, but this
resolution, the aforementioned documents, and the Note shall be construed and endorsed as if such illegal
or invalid provisions had not been contained therein.
15. The Note, when executed and delivered, shall contain a recital that they are issued
pursuant to the Act, and such recital shall be conclusive evidence of the validity of the Note and the
regularity of the issuance thereof, and that all acts, conditions, and things required by the laws of the State
of Minnesota relating to the adoption of this resolution, to the issuance of the Note, and to the execution
of the aforementioned documents to happen, exist, and be performed precedent to the execution of the
aforementioned documents have happened, exist, and have been performed as so required by law.
16. The officers of the City, bond counsel, other attorneys, engineers, and other agents or
employees of the City are hereby authorized to do all acts and things required of them by or in connection
with this resolution, the aforementioned documents, and the Note, for the full, punctual, and complete
performance of all the terms, covenants, and agreements contained in the Note, the aforementioned
documents, and this resolution. If for any reason the Mayor or the City Clerk is unable to execute and
deliver the documents referred to in this Resolution, such documents may be executed by any member of
the Common Council or any officer of the City delegated the duties of the Mayor or the City Clerk with
the same force and effect as if such documents were executed and delivered by the Mayor or the City
Clerk.
17. The Borrower shall pay the administrative fee of the City on the date of issuance of the
Note. The Borrower will also pay, or, upon demand, reimburse the City for payment of, any and all costs
incurred by the City in connection with the Project and the issuance of the Note, whether or not the Note
is issued, including any costs for attorneys' fees.
18. This Resolution shall be in full force and effect from and after its approval.
PASSED AND ADOPTED BY THE COMMON COUNCIL OF THE CITY OF ROCHESTER,
MINNESOTA, THIS 20TH DAY OF JUNE, 2016.
PRESIDENT OF SAID COMMON COUNCIL
ATTEST:
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CITY CLERK
Approved this day of June, 2016.
(Seal of the City of
Rochester, Minnesota) MAYOR OF SAID CITY
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CERTIFICATION
I, the undersigned City Clerk of the City of Rochester, Minnesota, do hereby certify the
following:
The foregoing is true and correct and a copy of the Resolution is on file and of record in the
offices of the City, which Resolution relates to an issuance of a multifamily housing revenue note. Said
Resolution was duly adopted by the Rochester Common Council at a regular or special meeting of the
Council held on the date therein indicated. Said meeting was duly called and regularly held and was open
to the public and was held at the place at which meetings of the Council are regularly held, a quorum of
the Council being present and acting throughout. Councilmember moved the
adoption of the Resolution, which motion was seconded by Councilmember
. A vote being taken on the motion, the following members of the
Council voted in favor of the Resolution:
and the following voted against the same:
Whereupon said Resolution was declared duly passed and adopted. The Resolution is in full
force and effect and no action has been taken by the Council which would in any way alter or amend the
Resolution.
WITNESS MY HAND officially as the City Clerk of the City of Rochester, Minnesota, this
day of , 2016.
City Clerk
City of Rochester, Minnesota
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