HomeMy WebLinkAboutResolution No. 327-16 Community Dental Care Project-Health Care Facility Revenue BondsRESOLUTION NO.
ROCHESTER ECONOMIC DEVELOPMENT AUTHORITY
COUNTY OF OLMSTED
STATE OF MINNESOTA
RESOLUTION APPROVING THE ISSUANCE AND SALE OF A HEALTH CARE
FACILITY REVENUE NOTE, SERIES 2016 AND AUTHORIZING THE EXECUTION
OF DOCUMENTS RELATING THERETO (COMMUNITY DENTAL CARE PROJECT)
WHEREAS,
(a) The purpose of Minnesota Statutes, Sections 469.152 to 469.1655 (the "Act"), as found
and determined by the legislature, is to promote the welfare of the state by the active attraction and
encouragement and development of economically sound industry and commerce to prevent so far as
possible the emergence of blighted and marginal lands and areas of chronic unemployment;
(b) Factors necessitating the active promotion and development of economically sound
industry and commerce are the increasing concentration of population in the metropolitan areas and the
rapidly rising increase in the amount and cost of governmental services required to meet the needs of the
increased population and the need for development of land use which will provide an adequate tax base to
finance these increased costs and the need for access to employment opportunities for such population;
(c) The Board of Commissioners of the Rochester Economic Development Authority (the
"EDA") has received from Community Dental Care, a Minnesota nonprofit corporation organized under
the laws of the State of Minnesota (the "Borrower"), a proposal that the EDA assist in financing a Project
hereinafter described through the issuance of a revenue note, as further defined below, the "Note",
pursuant to the Act;
(d) The EDA desires to facilitate the selective development of the community, retain and
improve the tax base and help to provide the range of services and employment opportunities required by
the population, including health care services; and the Project will assist the EDA in achieving those
objectives and will enhance the image and reputation of the community;
(e) The Project to be financed by the Note is the acquisition, construction and equipping of
an approximately 9,500 square foot dental clinic facility to be located at 2120 US Highway 14 East (the
"Project") in the City of Rochester, Minnesota (the "City"). The Project will be owned and operated by
the Borrower;
(f) The EDA has been advised by representatives of the Borrower that conventional,
commercial financing to pay the capital cost of the Project is available only on a limited basis and at such
high costs of borrowing that the economic feasibility of operating the Project would be significantly
reduced without additional public funding or investment;
(g) Based on representations of the Borrower, no public official of the EDA has either a
direct or indirect financial interest in the Project nor will any public official either directly or indirectly
benefit financially from the Project; and
(h) A public hearing on the Project was held by the Common Council of the City on this
date, after notice was published and materials made available for public inspection at the City Hall, all as
required by the Act and Section 147(f) of the Internal Revenue Code of 1986, as amended, (the "Code")
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at which public hearing all those appearing who desired to speak were heard and written comments were
accepted.
(i) The Common Council of the City, as the elected legislative body of the City has, by
resolution adopted on this date, authorized the issuance of the Note by the EDA to finance the Project.
BE IT RESOLVED by the Board of Commissioners of the Rochester Economic Development
Authority (the "Board"), as follows:
Section 1. Legal Authorization and Findings.
1.01. Findings. The EDA hereby finds, determines and declares as follows:
(a) The EDA is a body corporate and politic and a political subdivision of the State
of Minnesota and is authorized under the Act to assist the revenue producing project herein
referred to, and to issue and sell the Note, as hereinafter defined, for the purpose, in the manner
and upon the terms and conditions set forth in the Act and in this Resolution.
(b) The issuance and sale of the Health Care Facility Revenue Note, Series 2016
(Community Dental Care Project) (the "Note") by the EDA, pursuant to the Act, is in the best
interest of the EDA, and the EDA hereby determines to issue the Note and to sell the Note to
Bremer Bank, National Association in Minneapolis, Minnesota, or another bank to be selected by
the Borrower (the "Lender"), as provided herein. The EDA will loan the proceeds of the Note
(the "Loan") to the Borrower in order to finance the Project.
(c) Pursuant to a Loan Agreement (the "Loan Agreement") to be entered into
between the EDA and the Borrower, the Borrower has agreed to repay the Loan in specified
amounts and at specified times sufficient to pay in full when due the principal of, premium, if
any, and interest on the Note. In addition, the Loan Agreement contains provisions relating to the
maintenance and operation of the Project, indemnification, insurance, and other agreements and
covenants which are required or permitted by the Act and which the EDA and the Borrower deem
necessary or desirable for the financing of the Project. A draft of the Loan Agreement is on file
with the EDA.
(d) Pursuant to a Pledge Agreement (the "Pledge Agreement") to be entered into
between the EDA and the Lender, the EDA has pledged and granted a security interest in all of its
rights, title, and interest in the Loan Agreement to the Lender (except for certain rights of
indemnification and to reimbursement for certain costs and expenses). A draft of the Pledge
Agreement is on file with the EDA.
(e) Pursuant to a Mortgage, Security Agreement and Fixture Financing Statement
(the "Mortgage") to be executed by the Borrower in favor of the Lender, the Borrower has
secured payment of amounts due under the Loan Agreement and Note by granting to the Lender a
mortgage and security interest in the property described therein. A draft of the Mortgage is on
file with the EDA.
(f) Pursuant to a Disbursing Agreement (the "Disbursing Agreement") to be entered
into between the Lender, a disbursing agent and the Borrower, the proceeds of the Note will be
disbursed to the Borrower for the acquisition, construction and equipping of the Project. A draft
of the Disbursing Agreement is on file with the EDA.
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(g) The Note will be a special, limited obligation of the EDA. The Note shall not be
payable from or charged upon any funds other than the revenues pledged to the payment thereof,
nor shall the EDA or the City be subject to any liability thereon. No holder of the Note shall ever
have the right to compel any exercise of the taxing power of the EDA or the City to pay the Note
or the interest thereon, nor to enforce payment thereof against any property of the EDA or the
City. The Note shall not constitute a debt of the EDA or the City within the meaning of any
constitutional or statutory limitation.
(h) On the basis of information available to the EDA it appears, and the EDA hereby
finds, that the Project constitutes properties, real and personal, used or useful in connection with
one or more revenue producing enterprises engaged in providing health care services within the
meaning of Subdivision 2(d) of Section 469.153 of the Act; that the Project furthers the purposes
stated in Section 469.152; that the availability of the financing under the Act and willingness of
the EDA to furnish such financing will be a substantial inducement to the Borrower to undertake
the Project, and that the effect of the Project, if undertaken, will be to assist in the prevention of
the emergence of blighted and marginal land, to help prevent chronic unemployment, to help the
surrounding area retain and eventually improve the tax base, to provide the range of service and
employment opportunities required by the population, to help prevent the movement of talented
and educated persons out of the state and to areas within the State where their services may not be
as effectively used, to promote more intensive development and use of land within the City and
surrounding communities, and to provide necessary health care facilities, so that adequate health
care services are available to residents of the State at reasonable cost.
(i) It is desirable, feasible and consistent with the objects and purposes of the Act to
issue the Note, for the purpose of financing the costs of the Project.
1.02. Authorization and Ratification of Project. In anticipation of the approval of the Project
by the State of Minnesota, Department of Employment and Economic Development and all other
necessary entities and the issuance of the Note to finance all or a portion of the Project, and in order that
completion of the Project will not be unduly delayed when approved, the EDA hereby authorizes the
Borrower, in accordance with the provisions of the Act and subject to the terms and conditions imposed
by the Lender, to provide for the acquisition, construction and equipping of the Project by such means as
shall be available to the Borrower and in the manner determined by the Borrower, and without
advertisement for bids as may be required for the construction and acquisition of other municipal
facilities; the EDA hereby ratifies, affirms, and approves all actions heretofore taken by the Borrower
consistent with and in anticipation of such authority; and the Borrower is hereby authorized to make such
expenditures and advances toward payment of that portion of the costs of the Project to be financed from
the proceeds of the Note as the Borrower considers necessary, including the use of interim, short term
financing, subject to reimbursement from the proceeds of the Note if and when delivered but otherwise
without liability on the part of the EDA
Section 2. The Note.
2.01. Authorized Amount and Form of Note. The Note is hereby approved and shall be issued
pursuant to this Resolution in substantially the form submitted to the Board with such appropriate
variations, omissions and insertions as are necessary and appropriate and are permitted or required by this
Resolution, and in accordance with the further provisions hereof, and the total aggregate principal amount
of the Note that may be outstanding hereunder is expressly limited to $2,250,000, unless a duplicate Note
is issued pursuant to Section 2.7. The Note shall bear interest at a variable rate as set forth therein.
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2.02. The Note. The Note shall be dated as of the date of delivery to the Lender, shall be
payable at the times and in the manner, shall bear interest at the rate, and shall be subject to such other
terms and conditions as are set forth therein.
2.03. Execution. The Note shall be executed on behalf of the EDA by the signatures of its
President and Secretary and shall be sealed with the seal of the EDA; provided that the seal may be
intentionally omitted as provided by law. In case any officer whose signature shall appear on the Note
shall cease to be such officer before the delivery of the Note, such signature shall nevertheless be valid
and sufficient for all purposes, the same as if such officer had remained in office until delivery. In the
event of the absence or disability of the President or Secretary such officers of the EDA as, in the opinion
of the EDA Attorney, may act in their behalf, shall without further act or authorization of the Board
execute and deliver the Note.
2.04. Delivery of Initial Note. Before delivery of the Note there shall be filed with the Lender
(except to the extent waived by the Lender) the following items:
(1) an executed copy of each of the following documents:
(a)
the Loan Agreement;
(b)
the Pledge Agreement;
(c)
the Mortgage;
(d)
the Disbursing Agreement;
(2) an opinion of Counsel for the Borrower as prescribed by the Lender and Bond
Counsel;
(3) the opinion of Bond Counsel as to the validity and tax exempt status of the Note;
(4) a 501(c)(3) determination letter from the Internal Revenue Service evidencing
that the Borrower is exempt from income taxation under Section 501(c)(3) of the Code;
(5) such other documents and opinions as Bond Counsel may reasonably require for
purposes of rendering its opinion required in subsection (3) above or that the Lender may
reasonably require for the closing.
2.05. Disposition of Proceeds of the Note. Upon delivery of the Note to Lender, the Lender
shall, on behalf of the EDA, disburse the proceeds of the Note for payment of Project Costs in accordance
with the terms of the Loan Agreement and the Disbursing Agreement.
2.06. Registration of Transfer. The EDA will cause to be kept at the office of the Secretary a
Note Register in which, subject to such reasonable regulations as it may prescribe, the EDA shall provide
for the registration of transfers of ownership of the Note. The Note shall be initially registered in the
name of the Lender and, subject to Section 2.09, shall be transferable upon the Note Register by the
Lender in person or by its agent duly authorized in writing, upon surrender of the Note together with a
written instrument of transfer satisfactory to the Secretary, duly executed by the Lender or its duly
authorized agent. The following form of assignment shall be sufficient for said purpose.
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For value received hereby sells, assigns and transfers unto
the within Note of the Rochester Economic Development Authority,
and does hereby irrevocably constitute and appoint attorney to
transfer said Note on the books of said EDA with full power of substitution in the
premises. The undersigned certifies that the transfer is made in accordance with the
provisions of Section 2.9 of the Resolution authorizing the issuance of the Note.
Dated:
Registered Owner
Upon such transfer the Secretary shall note the date of registration and the name and address of the new
Lender in the applicable Note Register and in the registration blank appearing on the Note.
2.07. Mutilated, Lost or Destroyed Note. In case the Note issued hereunder shall become
mutilated or be destroyed or lost, the EDA shall, if not then prohibited by law, cause to be executed and
delivered, a new Note of like outstanding principal amount, number and tenor in exchange and
substitution for and upon cancellation of such mutilated Note, or in lieu of and in substitution for such
Note destroyed or lost, upon the Lender's paying the reasonable expenses and charges of the EDA in
connection therewith, and in the case of a Note destroyed or lost, the filing with the EDA of evidence
satisfactory to the EDA with indemnity satisfactory to it. If the mutilated, destroyed or lost Note has
already matured or been called for redemption in accordance with its terms it shall not be necessary to
issue a new Note prior to payment.
2.08. Ownership of Note. The EDA may deem and treat the person in whose name the Note is
last registered in the Note Register and by notation on the Note whether or not such Note shall be
overdue, as the absolute owner of such Note for the purpose of receiving payment of or on account of the
Principal Balance, redemption price or interest and for all other purposes whatsoever, and the EDA shall
not be affected by any notice to the contrary.
2.09. Limitation on Note Transfers. The Note will be issued to an "accredited investor" and
without registration under state or other securities laws, pursuant to an exemption for such issuance; and
accordingly the Note may not be assigned or transferred in whole or part, nor may a participation interest
in the Note be given pursuant to any participation agreement, except to another "accredited investor" or
"financial institution" in accordance with an applicable exemption from such registration requirements
and with full and accurate disclosure of all material facts to the prospective purchaser(s) or transferee(s).
The EDA will require, as a precondition to any transfer, that the transferee provide to the EDA a written
letter or certificate in a form satisfactory to the EDA and other evidence satisfactory to the EDA that the
transferee is a financial institution or other accredited investor under the securities laws.
2.10. Issuance of a New Note. Subject to the provisions of Section 2.9, the EDA shall, at the
request and expense of the Lender, issue a new note, in aggregate outstanding principal amount equal to
that of the Note surrendered, and of like tenor except as to number, principal amount, and the amount of
the periodic installments payable thereunder, and registered in the name of the Lender or such transferee
as may be designated by the Lender.
Section 3. Miscellaneous.
3.01. Severability. If any provision of this Resolution shall be held or deemed to be or shall, in
fact, be inoperative or unenforceable as applied in any particular case in any jurisdiction or jurisdictions
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or in all jurisdictions or in all cases because it conflicts with any provisions of any constitution or statute
or rule or public policy, or for any other reason, such circumstances shall not have the effect of rendering
the provision in question inoperative or unenforceable in any other case or circumstance, or of rendering
any other provision or provisions herein contained invalid, inoperative, or unenforceable to any extent
whatever. The invalidity of any one or more phrases, sentences, clauses or paragraphs in this Resolution
contained shall not affect the remaining portions of this Resolution or any part thereof.
3.02. Authentication of Transcript. The officers of the EDA are directed to furnish to Bond
Counsel certified copies of this Resolution and all documents referred to herein, and affidavits or
certificates as to all other matters which are reasonably necessary to evidence the validity of the Note. All
such certified copies, certificates and affidavits, including any heretofore furnished, shall constitute
recitals of the EDA as to the correctness of all statements contained therein.
3.03. Authorization to Execute Agreements. The forms of the proposed Loan Agreement and
the Pledge Agreement are hereby approved in substantially the form presented to the Board together with
such additional details therein as may be necessary and appropriate and such modifications thereof,
deletions therefrom and additions thereto as may be necessary and appropriate and approved by Bond
Counsel prior to the execution of the documents. The President and Secretary of the EDA are authorized
to execute the Loan Agreement and the Pledge Agreement and such other documents as Bond Counsel
consider appropriate in connection with the issuance of the Note, in the name of and on behalf of the
EDA. In the event of the absence or disability of the President or Secretary such officers of the EDA as,
in the opinion of the EDA Attorney, may act on their behalf, shall without further act or authorization of
the Board do all things and execute all instruments and documents required to be done or executed by
such absent or disabled officers. The execution of any instrument by the appropriate officer or officers of
the EDA herein authorized shall be conclusive evidence of the approval of such documents in accordance
with the terms hereof.
3.04. Qualified Tax Exempt Obligation. In order to qualify the Note as a "qualified tax-exempt
obligation" within the meaning of Section 265(b)(3) of the Internal Revenue Code of 1986, as amended
(the "Code"), the EDA hereby makes the following factual statements and representations;
(a) the Note will be issued after August 7, 1986;
(b) the Note is not treated as a "private activity bond" under Section 265(b)(3) of the
Code;
(c) the EDA hereby designates the Note as a qualified tax-exempt obligation for
purposes of Section 265(b)(3) of the Code;
(d) the reasonably anticipated amount of tax-exempt obligations (other than
obligations described in clause (ii) of Section 265(b)(3)(C) of the Code) which will be issued by
the EDA (and all entities whose obligations will be aggregated with those of the EDA) during the
calendar year 2016 will not exceed $10,000,000; and
(e) not more than $10,000,000 of obligations issued by the EDA during the calendar
year 2016 have been designated for purposes of Section 265(b)(3) of the Code.
3.05. Effective Date. This resolution shall be in full force and effect from and after its passage.
PASSED AND ADOPTED BY THE BOARD OF COMMISSIONERS OF THE ROCHESTER
ECONOMIC DEVELOPMENT AUTHORITY, THIS 18TH DAY OF JULY, 2016.
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PASSED AND ADOPTED BY THE ECONOMIC DEVELOPMENT AUTHORITY OF THE CITY
OF ROCHESTER, MINNESOTA, THIS DAY OF , 2016.
ATTEST:
PRESIDENT OF SAID ECONOMIC
DEVELOPMENT AUTHORITY
CITY CLERK
APPROVED THIS DAY OF 2016.
MAYOR OF SAID CITY
(Seal of the City of
Rochester, Minnesota)
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CERTIFICATION
I, the undersigned Secretary of the Rochester Economic Development Authority, do hereby
certify the following:
The foregoing is true and correct and a copy of the Resolution is on file and of record in the
offices of the EDA, which Resolution relates to providing for the issuance of a health care facility revenue
note, and said Resolution was duly adopted by the Board of Commissioners at a regular or special
meeting of the Board held on the date therein indicated. Said meeting was duly called and regularly held
and was open to the public and was held at the place at which meetings of the Board are regularly held, a
quorum of the Board being present and acting throughout. Member moved
the adoption of the Resolution, which motion was seconded by Member
A vote being taken on the motion, the following members of the Board voted in favor of the Resolution:
and the following voted against the same:
Whereupon said Resolution was declared duly passed and adopted. The Resolution is in full
force and effect and no action has been taken by the Board of Commissioners which would in any way
alter or amend the Resolution.
WITNESS MY HAND officially as the Secretary of the Rochester Economic Development
Authority, Minnesota, this day of July, 2016.
Secretary
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Rochester Economic Development Authority
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